Apple Card: Anyone can apply now


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The new Apple Card is now available to everyone.

Apple that announced the card with Goldman Sachs in March and sent a limited number of invitations to apply At the beginning of this month, applications are now accepted via the wallet app on the iPhone, the Tech company said Tuesday.

Approval takes minutes and those who qualify can use the card instantly with Apple Pay in store, in apps and on websites.

The company is also extending its 3% rewards to cardholders who use Apple Card with Apple Pay for Uber and Uber Eats transactions. Previously, you could only earn 3% back on Apple purchases.

Other things you should know about the Apple Card

Details about the Apple Card

The Apple Card comes with no fees including:

  • annual fee
  • Foreign transaction fees
  • Fees if the limit is exceeded
  • Cash advance fees
  • Late Payment Fees

The interest rate on the card is 12.99% to 23.99%, depending on the credit rating. The card also uses the Mastercard network, so it is accepted almost everywhere in the world. The issuing bank behind the card is Goldman Sachs. The Apple Card is the bank’s first credit card.

Apple Card Rewards

As previously mentioned, you earn 3% on purchases in Apple Stores, apple.com, the App Store, the iTunes Store, for Apple services and now also from Uber and Uber Eats.

Get 2% back when you use the card through Apple Pay and 1% back when you use the physical card.

Another plus: all the rewards you earn are credited to your Apple Cash card daily and can be redeemed for any amount at any time. You don’t have to wait to earn a certain number of rewards before using them.

Apple Card Security

The physical Apple Card itself is innumerable, so no one can copy your card number and use it to create a fraudulent card.

Apple Wallet’s security tokens also protect your Apple Card. A unique token number – and not the number of the card – is used for each transaction. This means that your card number is never linked to a purchase. If a criminal picks up the token, it is of no use and cannot be used for an unauthorized purchase.

Budgeting with Apple Card

The Apple Card also color-codes your purchases on your iPhone so that you can, among other things, monitor how much you spend in restaurants or on gasoline or groceries.

You can also see how much interest you are paying based on the size of the payment you are submitting.

See how the Apple Card competes with other credit cards in our detailed review from the beginning of this year.

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