Fake credit app harassed again in Kochi, police alert public – The New Indian Express

Express Message Service

KOCHI: Another case of credit app fraud was reported in Kochi, when a youth who had recently borrowed a small amount was threatened in a variety of ways. Kochi Cyber ​​Police have registered a case following a complaint from a 20-year-old native cyber police officer. They said the victim took out a loan of 11,000 rupees from an app called “Gold Cash” in January.

“For six days after receiving the money, the youth received constant messages and calls asking him to pay back the money. Since he couldn’t pay, they started threatening him through messages. After a few weeks, the lender started sending abusive messages. When he didn’t move, they sent him his transformed photos. The same was also sent to his friends. They later threatened him, saying they would send the photos to others on his contact list,” a police officer said.

The case was brought under IPC Section 506 of criminal intimidation, IT Act Section 66(e) of invasion of privacy and Kerala Police Act 120(o) of harassment by repeated, unwanted or anonymous calls, letters, writing, messages and e. registered mails. Earlier this month, police registered a case against another lending app called Cash Advance, which threatened a Rajasthan man working in Kochi. Although the victim paid the amount, he continued to receive obscene messages asking for more.

Following the increase in such incidents, the Kochi City Police Department has started spreading awareness messages via Facebook. On June 15-16, the police published a lengthy statement on their Facebook page against the installation of unauthorized rental apps on their phones. Kochi City Deputy Police Commissioner VU Kuriakose said the problem has emerged as a major threat and people should be wary of these scammers.

“Money gets credited to people’s accounts by downloading these applications, even if they don’t borrow anything. Later they will be asked to pay back more than double the amount credited. The scammers gain access to all other apps installed on the victim’s phone once they download the app. If the money isn’t paid, they start threatening in the name of morphed photos,” he said.

“If threatening messages or calls come in, the victim should tell the scammers they will contact the police. In most cases, once the police case is registered, the threats stop,” he said.
Though investigating such cases is complex, the police have tracked down many culprits behind such incidents.

“Most of the time, scammers use fake bank accounts for this purpose. The people whose names the perpetrators used will not even know that such an account exists in their name. The roots of such cases lie in north Indian villages carried out by organized groups. Solving such cases often requires coordination with other state police agencies,” he added.

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