Borrow: Steal your credit card? think again
Careless credit card purchases, late payments and rollovers can lead to a debt trap. And unpaid fees can affect your credit score After the Covid-19 pandemic, credit cards have become one of the most popular digital payment methods. The increasing use of credit cards indicates consumer demand for innovative financing options and credit constructs in […]
Can you pay off a loan with a credit card?
Basically, it is not a good idea to use a credit card to pay for a loan, but that also depends on the reason why you are doing it. The most common reasons are: You cannot make the loan payment. In this case, you might want to pay by credit card so you don’t miss […]
ELEVATE CREDIT, INC. Discussion and analysis of financial condition and results of operations by management (Form 10-K)
The following Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) is intended to help the reader understand our business, our results of operations and our financial condition. The MD&A is provided as a supplement to, and should be read in conjunction with our consolidated financial statements and the related notes and […]
Mississippi Small Business Borrowing Options
Nearly 50% of the more than 6,700 Mississippi business owners surveyed said financial resources were the number one obstacle they faced when starting their business, according to a report by the Mississippi Secretary of State. With so many Mississippi businesses struggling to obtain the financial resources they need, it’s important to ensure they have access […]
“She was homeless and I was alone:” I was friends with a homeless woman who moved into my house — and she stole $40,000 from me
Dear Quentin, I was disabled for about 10 years. During this time, a woman befriended me and asked to move in. I didn’t need help but she was homeless and I was alone. We agreed that she would pay half the rent and utilities, which she did for a year. She would “prepay” my credit […]
Six ways to beat cost of living increases that could leave you £2,417 worse off this year
FAMILIES will be worse off by an average of £2,417 this year – that’s £200 a month – as the cost of living soars from April. We all worry about paying bills and cutting down on essentials. 5 Families will be worse off by an average of £2,417 this year – that’s £200 a month […]
What you should know about flex loans and how they work
Our goal here at Credible Operations, Inc., NMLS number 1681276, hereinafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote products from our partner lenders that reward us for our services, all opinions are our own. Flex loans are convenient but can be […]
Credit Card | APR | bank rate
Your interest rate is the price you pay when you borrow money. For credit cards, interest rates are usually expressed as an annual rate, known as the Annual Percentage Rate (APR). This number depends on several factors – card type, credit score, income, payment history, and more. Making a goal of paying off your balance […]
“ComBank Digital” is now available in the Huawei AppGallery – The Island
Popular Huawei-branded mobile phone users can now download “ComBank Digital” – Commercial Bank’s only omnichannel digital banking application – directly from Huawei AppGallery for free, the bank has announced. Launched in 2020, “ComBank Digital” is fully compatible with both iOS and Android operating systems and conforms to international standards and best practices adopted to provide […]
What happened to casino mogul Ted Binion’s money?
Australian-owned Westpac Bank has decided to charge higher interest rates on payments made through its credit cards. Customers now have to pay more interest on what Westpac calls “quasi-cash” payments, which include transactions drawn in favor of online gambling accounts. Westpac charges 22.95% interest on cash advances All payments used to buy cryptocurrencies or payments […]
11 Credit Card Mistakes to Avoid
Whether due to confusion or carelessness, credit card mistakes are all too common. The fallout can be costly, no matter what the cause. Even a single slip-up can result in higher interest rates, lower credit limits, unwanted fees or dings to a credit score. New rules put in place by the Credit CARD Act of […]
Blue Cash Preferred® Card from American Express Review: Earn 6% at U.S. Supermarkets
If you are looking to earn maximum cash back on your trip to the supermarket, the Blue Cash Preferred® Card from American Express might be the credit card you need in your wallet. The card offers 6% percent cash back on spending at select U.S. supermarkets for up to $6,000 in spending per year. That […]
Apple Card vs. Chase Sapphire: Which card is right for you?
Screenshots by Lexy Savvides/CNET This article was originally published on Mar. 29, 2019. Some of the features and offers described below may have changed or expired since then. Backed by Goldman Sachs and Mastercard, Apple Card represents Apple’s effort to attract iPhone users with a daily cash-back offer and smart tools to help manage finances. But the […]
How do credit cards work?
Select’s editorial team works independently to review financial products and write articles that we believe will be useful to our readers. We can receive a commission when you click on links for products from our affiliate partners. If you’ve never owned a credit card, you may be wondering how it works and what your responsibilities […]
Is the Apple Card worth it?
photo: Getty Images Apple’s new credit card, called the Apple Card, was announced this spring and isn’t available to everyone just yet – the rollout for the card began this week. While a few (a random draw of people who signed up for the waiting list) begin to use the card, let’s take a look […]
Best credit cards for easy purchases: no fees, low APR
Many companies featured on Money advertise with us. Opinions are our own, but compensation and In-depth research will determine where and how companies can appear. Find out more about how we make money. Most credit cards are not easy. In fact, I’ve been studying and writing about credit cards since 2008, and even I am […]
Cash back card available for Apple fans
Almost five years after introducing Apple Pay to iPhone users, Apple introduced a credit card built into its mobile wallet. While the card looks cool and has high tech features, other reward cards that are already on the market might be a better deal. Apple encourages users to pay with their phone wherever Apple Pay […]
Apple Card: Anyone can apply now
The pros and cons of Apple’s new credit card An explanation presented by Janna Herron about the advantages of the Apple Card and its advantages and disadvantages USA TODAY The new Apple Card is now available to everyone. Apple that announced the card with Goldman Sachs in March and sent a limited number of invitations […]
How does the Apple Card work? Everything you need to know
The Apple Card works as a standalone credit card, but is best used in conjunction with Apple Pay or your iPhone’s Wallet app. You can use the Apple Card to make purchases and earn cashback with no additional fees or penalties other than interest. The Apple Card doesn’t have a card number or CCV code […]
What if your credit card company sues you?
Ignoring debt collection calls usually doesn’t make them go away. Ignore your credit card debt long enough and your credit card company can sell your account to a debt collection company or sue you for the balance in civil court. While it is best to work with your credit card company before filing a lawsuit, […]
What is overdraft protection? | Nasdaq
It avoids embarrassment trying to spend money you don’t have, but it has its own cost. Try to spend more money than you currently have in yours checking account is called an overdraft. When this happens, your bank will usually refuse the transaction and may charge you an Insufficient Funds Fee (NSF). But that’s embarrassing […]
Austin man charged with stealing over $ 450,000 from golf club – Austin Daily Herald
Discrepancies in credit card and postage records Olmsted County District Court has filed formal charges against an Austin man who was a former controller of Somerby Golf Club in Byron. Gordon Craig Perkins, 63, has been charged with seven fraud, seven theft – diversion of company property – and one dishonor check. According to the […]
What the credit card companies don’t want to know
I’m not one of those people who think credit card companies are inherently evil. Credit card companies are companies whose goal is to make a profit for their shareholders. Hey, that’s fine. There is capitalism at work. But to make a profit, they sometimes cross the line and get a little sneaky – especially when […]
What to Know Before Getting Your First Credit Card
Getting your first credit card can be a daunting task. After all, there are hundreds of credit cards on the market and countless horror stories of their abuse. When you take the first step towards applying for a card, it is important to know what you are getting yourself into so you can protect yourself […]
Fidelity Rewards Credit Card Rating: Invest with 2% Cash Back
Are you looking for an easy way to top up your investment or retirement account? The Fidelity Rewards credit card could be exactly what you are looking for. the Fidelity® Rewards Visa Signature® card offers the opportunity to earn unlimited cashback on everyday purchases and have this money transferred directly to your Fidelity investment account. […]
Citi Double Cash Review: Earn up to 2% cash back on all purchases
If you want rewards for your daily purchases but aren’t interested in keeping up with all of the rotating bonuses or expense categories, this is this Citi® Double Cash Card could be a card to consider. With a straightforward cash back policy that can earn you up to 2% on every purchase, this card tops […]